WebApr 3, 2024 · Certain retirement accounts, including IRAs ($250,000 total) Revocable trust accounts ($250,000 per unique beneficiary) ... Individual savings or checking accounts – $500,000. Each individual depositor is insured up to $250,000, meaning you and your spouse are covered for half a million dollars in total. WebApr 5, 2024 · The FDIC combines the four accounts, which equal $260,000, and insures the total balance up to $250,000, leaving $10,000 uninsured. Certain Retirement Accounts …
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What is an IRA Account? Open an IRA Charles Schwab
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